Nicole Tussey Homes Colorado Springs/ Falcon/ Peyton CO Real Estate.: 2009

100% financing with Colorado Rural Community program

100% Financing! Special loan available for Rural Colorado. If you know of anyone that can qualify within those parameters listed, please contact me. I will connect them with the Lender. If you have any questions please call Nicole Tussey 719-648-1288.

A Real Estate Professional

"Committed to Your Journey Home"

RURAL COMMUNITIES PROGRAM

UP TO 100% FINANCING
MINIMUM CREDIT SCORE 620
SINGLE FAMILY HOMES, CONDOS, OR PUDS
SELLER CONCESSIONS UP TO 6%
41% MAX DEBT RATIO
NO MONTHLY MORTGAGE INSURANCE
UPFRONT MIP IS 2% CAN BE FINANCED INTO LOAN
30 YEAR FIXED RATE
NO INVESTMENT OR MANUFACTURED HOMES
NOT LIMITED TO FIRST TIME HOMEBUYERS
MEDIAN INCOME LIMITS APPLY
NO LOAN LIMITS
PROPERTY NEEDS TO BE OUTSIDE THE METRO AREA CITY LIMITS OR URBAN GROWTH BOUNDARY LIMITS

Nicole Tussey

A Real Estate Professional

"Committed to Your Journey Home"

www.NicoleTusseyHomes.Net

Nicole@acquirehomes.com

Acquire Homes, Inc
6189 Lehman Dr. Suite 201
Colorado Springs Co. 80918
719-648-1288 cell
719-749-2680 Hm office

Colorado Springs Real Estate News Mortgage applications at 4-month high as rates fall

Mortgage applications at 4-month high as rates fall ~ Last week, mortgage applications surged to their highest level since mid-May as consumers were lured by the lowest interest rates in months, The Mortgage Bankers Association said this morning. Rates on 30-year fixed mortgages were below 5% for a third week, hitting a four-month low. Applications to buy a home climbed to the highest level since early January. The MBA's seasonally adjusted index of mortgage applications, which includes both purchase and refinance loans, for the week ended Oct. 2 increased 16.4% to 756.3 - the highest level since the week ended May 22.http://www.usatoday.com/money/economy/housing/2009-10-07-mortgage-applications-rates_N.htm

Colorado Springs Real Estate* $8000 Tax Credit Refund* TIME IS RUNNING OUT!

First time home buyers, the clock is ticking! If you are at all thinking of buying and taking advantage of that $8,000 tax credit refund , NOW IS THE TIME!

TO QUALIFY: 1. you must be a first time home or not have owned a home in the last 3 years.
2. combined income of $150,000. max. ($75K max. for one)
3. Stay in your home for the next 3 years.
First-time purchasers get a tax credit windfall if they buy before Dec. 1st 2009

http://www.federalhousingtaxcredit.com/

Call me now 719-648-1288, THE CLOCK IS TICKING....... I can recommend good lenders to get you qualified .

Nicole Tussey Homes
A Real Estate Professional
"Committed To Your Journey Home"
www.NicoleTusseyHomes.net
NDBT1953@MSN.COM
Nicole@AcquireHomes.com
Acquire Homes, Inc
6189 Lehman Dr. Suite 201
Colorado Springs Co. 80918
719-749-2680 Hm office & Fax
719-648-1288 cell

Colorado Springs Real Estate-- U.S. New Home Sales Soar in June

Great News!

New home sales soar 11 percent in June: An article from msnbc.com reports that new U.S. home sales rose by the largest amount in nearly 9 years last month - another sign that the housing market is finally bouncing back. According to the Commerce Department, sales rose 11% last month to a seasonally adjusted annual rate of 384,000, from an upwardly revised May rate of 346,000. It was the strongest sales pace since November 2008: economists surveyed by Thomson Reuters expected a pace of 360,000 units. June marked the third straight month that sales have risen, and they haven’t risen this dramatically since December 2000.http://www.msnbc.msn.com/id/32170761/ns/business-real_estate/

Call me now 719-648-1288

Nicole Tussey Acquire Homes, Inc

A Real Estate Professional
"Committed To Your Journey Home"

www.NicoleTusseyHomes.net

NDBT1953@MSN.COM

Nicole@AcquireHomes.com

Acquire Homes, Inc
6189 Lehman Dr. Suite 201
Colorado Springs Co. 80918
719-749-2680 Hm office & Fax
719-648-1288 cell

Colorado Springs How to Tap an IRA for a Home Purchase

A Real Estate Professional
"Committed To Your Journey Home"
http://www.nicoletusseyhomes.net/ Nicole@acquirehomes.com
call Nicole 719-648-1288

Please share this information with someone considering purchasing a home.

How to Tap an IRA for a Home Purchase
If you're considering buying your first house, making your purchase sooner rather than later could save you thousands of dollars with the $8,000 tax credit refund. Another interesting option is tapping into your IRA, up to $10,000 penalty-free.

Question?

I am going to buy my first house this month and will withdraw some money from my IRA to make the down payment. I'm not 59½, but I understand that I can avoid the early-withdrawal penalty because the money will be used to buy my first home. What is the rule about using IRA money for a home purchase, and what proof do I need to provide at tax time to show that the withdrawal was for that reason?
Answer
If you have a traditional IRA, you normally would have to pay a 10% penalty on any distribution before you turn 59½ (except to the extent that any of the withdrawal could be attributed to nondeductible contributions). However, you can withdraw up to $10,000 penalty-free over your lifetime to buy or build a first home for yourself, your spouse, your kids, your grandchildren or even your parents. If you're married, your spouse can also withdraw up to $10,000 from his or her IRA penalty-free toward the purchase. The withdrawal will still be taxed in your top tax bracket.
To qualify for the exception, the money must be used to buy or build the home within 120 days of the withdrawal. The definition of "first-time homebuyer" is quite broad: It means a person who hasn't owned a home for the past two years.

By Kimberly Lankford, Contributing Editor, Kiplinger's Personal Finance
July 13, 2009

I love referrals,
Nicole Tussey, Serving God and Clients
“Committed to Your Journey Home”

http://www.nicoletusseyhomes.net/

Colorado Springs First Time Home Buyer Seminar

Nicole Tussey, Acquire Homes, Inc.

A Real Estate Professional
"Committed To Your Journey Home"
http://www.nicoletusseyhomes.net/ Nicole@acquirehomes.com
719-648-1288

First Time Home Buyer Seminar
Free

Sunday July 19th 3 to 4 pm
6189 Lehman Dr suite 201

Get the Facts!
· $8,000 Tax Credit Refund( Expires 12/01/2009 )
· Benefits of Home Ownership
· The Home Buying Process

· Lenders, Realtors, Credit Repair Consultant, Home Insurance Agent, present to answer questions.

· Free onsite credit report available

To register: Call or email Nicole 719-648-1288
Nicole@acquirehomes.com or NDBT1953@msn.com

Please, share this information with Renters, or anyone who is thinking of buying, so they can find out the facts and take advantage of the Stimulus package. There’s never been a better time to buy than now!

Colorado Housing and Finance Authority: Colorado Springs

Buyers, take advantage of the Federal Tax Credit Program by using CHFA( Colorado Housing and Finance Authority) JumpStart for your down payment. Repay this 0% second mortgage when you get your Tax credit refund.

For more information click on CHFA link http://www.chfainfo.com/documents/CHFA_JS_overview.pdf

"Commited to Your Journey Home."

Call or e-mail me with any questions.

Nicole Tussey

A Real Estate Professional
"Committed To Your Journey Home"
www.NicoleTusseyHomes.net
NDBT1953@MSN.COM
Nicole@AcquireHomes.com
Acquire Homes, Inc
6189 Lehman Dr. Suite 201
Colorado Springs Co. 80918
719-648-1288 cell
719-749-2680 Hm office & Fax

Colorado Springs Housing Tax Credit Refund Explained

Check out U Tube's $8,000 Tax Credit Refund for the First Time Home Buyer. Great information! Federal Housing Tax Credit Explained

Call me.719-648-1288

I'm Committed to Your Journey home

Nicole Tussey

Colorado Springs:Housing Affordability Spikes to Highest Level in 18 years

Great news for housing market.
According to the Colorado Springs Real Estate Journal and the National Association of Home Builders/Wells Fargo Housing Opportunity index (HOI) released these figures last Monday.
The National housing affordability jumped 10% during the first quarter of 2009. The highest level since the series began 18 years ago.
The HOI showed that 72.5% of all new and exciting homes sold in the first quarter of 2009 were affordable to families earning the national median income for $64,000, up from 62.4% during the previous quarter and up from 53 .8% during the first quarter of 2008,
NAHB Chairman Joe Robson, a home builder form Tulsa, Okla. stated that the underlying increase in affordability are lower home prices and record low interest rates. Combined with the $8,000 federal tax credit for the

first time home buyers, consumers are beginning to return to the marketplace.

Nicole Tussey

A Real Estate professional

"Committed To Your Journey Home"

Colorado First Time Home Buyers can use Tax Credit Refund for downpayment

Great news!!! First Time Home Buyers will be able to use their tax credit refund in conjuction by working with CHFA (Colorado Housing Finance Authority) to access the money they need to buy a home today. This offer will allow you to use your dollars now to pay the down payment and closing costs . A small second mortgage will be offered with 0% interest rate and no payment due through June 30th 2010. ( gives you plenty of time to get your refund to pay back 2nd mortgage ) Wow!

http://www.irs.gov/

Take advantage of these Awesome Deals, a Buyers' Market! Rates are great too! Don't miss out!

What are you waiting for!

Call me now 719-648-1288

Nicole Tussey

Acquire homes, Inc

A Real Estate Professional
Committed To Your Journey Home
http://www.nicoletusseyhomes.net/

Serving God and clients

First Time Home Buyers

Dear Buyers, if you are a first time home buyer ,take advantage of the housing Market of foreclosures and good deals and that tax credit refund of $8,000.00. To qualify: 1. you must be a first time home Buyer. Or not have owned a home in the last 3 years. 2. combined income of $150,000. max. ($75K max. for one) 3. stay in your home for the next 3 years. First-time purchasers get a tax credit windfall if they buy before December 2009.I’ll walk you thru the process and get you connected with good lenders.Let me know.

Call me at 719-648-1288 or e-mail me at NDBT1953@msn.com or Nicole@acquirehomes.com. Don't miss ou!"

Nicole Tussey

Acquires Homes, Inc

"Committed to Your Journey Home"

www.nicoletusseyhomes.com